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If you have any questions concerning installment loans online, the procedures of their obtaining and paying off, loan fees and fines, you may be able to find the necessary answer on this page of our website. Here is the list of the most frequent questions about the way our company works and about the loan industry in general. If after you’ve read this website section, your question remains undetermined, please, contact the specialists of in any convenient manner.

It is important to note that we do not have access to the data concerning specific loans and offers. Therefore, the questions about these issues should be forwarded to your lender, not our specialists. We do our best to respond to your inquiries within 48 hours.


What is an online installment loan (personal loan)?

An installment loan is a type of loan that is repaid in monthly installments that include interest (usually high). The term ‘online installment loan’ denotes a medium term loan, which is provided to physical persons for urgent needs. As a rule, such loans are paid back in a set of monthly scheduled payments (2-12 month). In most cases, the terms of online loans offered by our lenders are limited to one year (24 months).

On this website, you can be matched with the lenders whose short term installment loans are limited to $3,000.

What are the installment loan qualifications?

It often happens that banks and credit card companies turn borrowers down only because the latter do not correspond to their qualifications. But in cases of online installment loans, lenders have different borrower requirements. On our website, you can fill in a special form, and we will successfully match you with some of our lenders – the ones whose requirements you do satisfy. The general lending criteria of the companies we work with are as follows:

What is the maximum amount for instant installment loans?

The overall amount of money you will be allowed to borrow depends on a number of factors. The lenders working with our company take into account the client’s living circumstances, his personal financial situation, and so on. The maximum amount of easy installment loans offered by the partners of is limited to $3,000. But it vary from state to state and may limited to $1000, $2000, $3000.

How can I get the loan money?

Most frequently, lenders deposit the necessary sum into the borrower’s bank checking or saving account. They do it, as a rule, on the next business day after the day of the loan approval and the reception of the loan agreement with your electronic signature.

What should I do if I have bad credit?

In some cases, the lenders working in our network perform credit checks of their potential clients. It is the part of the standard qualification process, and you should not be afraid of this check. The only factors, which can influence the final decision on whether to approve or reject your request, are the bad credit history or the lack thereof. But these are not the key factors for the lenders. As long as the person meets the lenders’ basic requirements, he has a very good chance to receive a quick installment loan.

How long does it take and how it works?

The whole process of getting a loan takes, at the very least, one working day. First, you should fill in the special online form on our web-site. It will take you a couple of minutes to do that. Once you’ve submitted it, your request will be directed to our lenders providing small installment loans. The system will match you with the lender who is ready to offer you the necessary sum in accordance with your requirements. Shortly afterwards you will receive the loan details, so that you could consider them carefully and take your ultimate decision concerning the offer. If you agree with the loan terms, e-sign the agreement, and send the document to the lender. Thus, he will be able to deposit the specific sum of money into your bank account the next business day.

Should I fax any information to you? 

In some cases, the clients of our company are asked to fax certain data for verification. For example, you may have to send us bank statements or paycheck stubs by fax. It happens, as a rule, when a borrower is offered an online installment loan by a particular lender for the first time. If you have no fax machine, please, use the services of a public library or a UPS store. The employees of such organizations will easily fax all the necessary data for a token fee.

What is the cost? 

The services of lender matching provided by are always free of charge. You can use the online form on our website at any moment and as many times as necessary. We never charge our clients for the provision of services. Besides, your registration on the website can be terminated at any moment before you have finished filling out the form and submitted it for further processing. You can also withdraw your application for any reason at any moment during the process of discussing the details of your loan with the lender you’ve been matched with.

The total costs involved in obtaining easy approval installment loans are completely determined by the lender, in compliance with the laws and regulations in the borrower’s place of living. Please, devote some time to reading the loan offer you’ve been sent as carefully as possible. Study the rates and fees of the loan offered to you, as well as the penalties, which may be charged in case of non-payment of the loan in due time. All this data must be provided by lenders in every detail.

The annual percentage rate associated with personal loans may be lower than in case of short term loans. However, the loans of the first type are paid back over a longer period of time, in the course of which there may incur additional charges.

Can I have several online personal loans at once?

It depends on the regulations in your state of living. They may allow people have more than one online personal loan at any given point in time, or, on the contrary, forbid it. When making an application for a consecutive loan, you must provide the information on all the other loans you have upon this request. Besides, the lenders working with our company can perform credit check in order to obtain the data concerning all your previous loans. Please, check the loan agreement you’ve received for details or get in contact with your lender for more information.

How and when should I pay back my payday\installment loan?

The loans from our partners are repaid in a series of equal monthly payments. The amount and schedule of these repayments is dictated by the loan agreement, which you have signed with the lender. Besides, these aspects of your loan may depend on certain regulations in your state of living. We are not privy to the information concerning your agreement with the lender we’ve matched you with. Please, get the details of your online loan from the lender. Ask him about the terms of the loan and the schedule of repayments beforehand.

What if I will be late with my loan payment?

As soon as you realize that your payment will be late, please, contact your lender and explain your situation to him. In this case, you may avoid penalties and additional fees. Borrowers in different parts of the country are charged late fees established in accordance with local legislation. The amounts of these fees may vary from state to state. Make sure you know the maximum penalty amount in your place of living and allow some time to compare these figures with the late payment fees quoted in your agreement.

Is my personal data safe?

Our website uses top-rated security technologies and physical protocols, which let us protect the users’ information when it is transmitted through our proxy servers or stored there. All the data you specify in our application form will be used with the only purpose – to help you find a suitable lender. For more information concerning the methods of collecting, using, storing, distributing, and protecting of your data, please, visit the section Privacy Policy.

What if I cannot make an accurate payment on my online installment loan?

It is highly recommended to avoid such situations. But if you still cannot make a scheduled payment in time, you should get in contact with your lender directly. Inform him that you are about to or have already missed your scheduled payment. The lender may set late payment penalties or other charges. Some borrowers having troubles with loan repayments are offered an Extended Payment Plan, which lets them prolong their loan terms. But you must take into account that some lenders do not provide this option.

I’ve heard about a 72-hour satisfaction guarantee. What is it?

In some states, lenders must provide their clients a 72-hour satisfaction guarantee option, which allows the latter to return the loaned sum within 72 hours after the loan agreement’s entry into force. The money must be returned in full. In this case, the borrower does not have to pay interest and any other extra charges.

Is there a waiting period between applications?

You can use our online application form as frequently as you need to, but we recommend that our users wait for at least 72 hours between consecutive requests. Remember, that if you have an outstanding loan by the time when you are going to take another one, you must disclose this data to the potential lender.

If you have questions related directly to the fast installment loan or other types of loans provided by the lender you have been matched with, please, discuss them with the lender. You will obtain the lender’s contact data when considering the loan terms. Besides, all this information will be specified in your loan agreement; therefore you will always be able to get in touch with your lender.